Homeowner Tips to Pay Off Your Mortgage

Mortgage Payoff Tips

Homeowner Tips to Pay Off Your Mortgage

It’s every homeowners dream…to pay off their mortgage. Owing zero on your home can be a huge relief. You will be mortgage debt free and your homeowner costs will be decreased dramatically. Therefore, I have some quick tips on how to pay off your mortgage.

How to quickly pay off your mortgage

Pay twice monthly – Making half your mortgage twice a month will give you 13 full monthly payments each year. You can a lot of money over the period and pay your mortgage off early.

Shorter payment schedule – You can put yourself on a shorter payment schedule. There are several options to choose from like 10, 15, 20 or 30 year terms. To calculate what a 15 year mortgage payment would be, simply use a mortgage calculator and apply 15 years instead of 30 years. Use your current terms for everything else.

If you currently have a 30 mortgage loan your payment for a 15 year loan will be much higher, but you will pay much, much less in mortgage interest rates over the life of your loan.

Coupon income – Try couponing each time you shop for food and household items. You can use the money you saved with coupons to add extra payments to the principle of your mortgage each month.

Round up – When you round up your mortgage payment you can pay off your mortgage months to years early. So, say if your mortgage is $1422.00, you could round it up to $1450 or even $1500. If your budget allows, you can round up even higher.

These mortgage tips are brought to you by: Erika Rogers – your real estate leader in St. George, UT and surrounding communities. She specializes in new construction, golf course communities, gated communities, 55+ adult communities, St. George luxury real estate, and foreclosures in all Southern Utah communities.

 

 

Also posted at: http://stgeorgeutahrealestateforsale.com/2015/05/homeowner-tips-to-pay-off-your-mortgage/

Homeowner Advice for Summer Guests

homeowner tips and advice for guest room

Homeowner Advice for Summer Guests

If you are a homeowner and need advice for your summer guest, I have some tips that will help having summer guests go smoothly during their long stay. So, whether you’re expecting a house full or just one special friend, you can transform your ordinary guestroom into an extraordinary room.

No matter who is coming to stay with you, you obviously want to start out with a shining neat and clean room to make a great first impression. But, you will need to go the extra mile for an extraordinary room. You want your guests to feel pampered and cherished during their stay. Therefore, make space just for them. Give them a space in the closet and dresser to put away their clothing.

Homeowner tips for summer guests

One of the easiest tricks to make the guest room nice and cozy is to put out extra pillows and blankets. A small comfy chair in the room with a warm throw on it will go a long way to help the room feel comfortable. This will also give your guests little private retreat from a long summer day.

More tips to turn your guest room into an extraordinary room

Bedside table – Give them what they will need by placing an alarm clock, bottle water, tissue and magazines on the bedside table.

Television – Some people like to watch T.V. to help the wind down after a long day. So, place a television in the guest room for their enjoyment.

Luxury – Bring on the luxury with nice thick towels. And, don’t mix guest towels with household linens so they will last longer.

Luggage Rack – The luggage rack can be used by the homeowner and the guests. Your company will feel pampered if they have a special place to put their suitcase while unpacking.

Wastebaskets – Place small waste baskets in the room for their convenience and empty them daily.

Toiletries – Give your guests their very own set of shampoos, soaps, and lotions.

Décor – Decorate your guest room with found objects that help set a cozy environment. It shows your guests you went the extra mile.

Your summer guests will truly appreciate even the smallest details.

These homeowner tips and advice is brought to you by: Erika Rogers – your real estate leader in St. George, UT and surrounding communities. She specializes in new construction, golf course communities, gated communities, 55+ adult communities, St. George luxury real estate, and foreclosures in all Southern Utah communities.

 

 

Also posted at: http://stgeorgeutahrealestateforsale.com/2015/05/homeowner-advice-for-summer-guests/

St. George UT Campfire Safety Tips Memorial Day Weekend

Southern Utah Memorial day fire safety

St. George UT Campfire Safety Tips Memorial Day Weekend

Memorial Day Weekend is fast approaching and national forest managers are urging the public to use extreme caution with campfires and any recreational activity that could potentially cause a wildfire in and around St. George UT.

As spring moves into summer, visitation to many local and National Forests and Parks like Dixie National Forest and Kaibab National Forest is expected to increase. The Memorial Day weekend has historically marked the beginning of that transition, with campers and other visitors looking to enjoy the unique recreational opportunities that these forests have to offer outdoor enthusiasts.

Fire managers are asking visitors that even though no fire restrictions are in place, fuel moisture levels can rapidly change in a very short timeframe, so there is always a need to be responsible with campfires.

Fire crews are ready to respond to any fires and will be patrolling the forest to inform visitors about weather and potential fire conditions.

Here are some fire safety tips to help ensure a safe visit to National Forests in Southern Utah:

  • Have a shovel and plenty of water on hand to put it out.
  • Have more water than you think you will need.
  • Never leave a campfire unattended.
  • Use existing campfire rings to minimize impact to the surrounding soil.
  • Be responsible with cigarettes and charcoal grills, and only dispose of resulting materials in an ashtray or ashcan.
  • Always supervise children around a campfire.
  • Contact 911 or your local fire department or the park service if you notice an unattended or out-of-control fire.
  • Take care when using and fueling lanterns, stoves, and heaters.
  • If you don’t need a fire, don’t build one.

Wildfire Evacuation Tips:

  • If advised to evacuate, do so immediately.
  • Know your evacuation route ahead of time and prepare an evacuation checklist and emergency supplies.
  • Wear protective clothing and footwear to protect yourself from flying sparks and ashes.

These Memorial Day Weekend fire safety tips are brought to you by: Erika Rogers – your real estate leader in St. George, UT and surrounding communities. She specializes in new construction, golf course communities, gated communities, 55+ adult communities, St. George luxury real estate, and foreclosures in all Southern Utah communities.

 

Also posted at: http://stgeorgeutahrealestateforsale.com/2015/05/st-george-ut-campfire-safety-tips-memorial-day-weekend/